ABOUT

Climate change is driving higher average temperatures and more intense, longer lasting heat waves in the US causing heat stress in livestock which significantly reduces dairy cow milk production. Milkshake™ creates a flexible financial tool to allow the farmer to mitigate the heat stress exposure they cannot control themselves.

Milkshake™ pays for any economic loss caused by the heat stress event.

MILKSHAKE™ COVERS

lost profits due to

Lost Milk Weight

Reduced Quality

Increased Utility Or Operating Costs Driven By The Heat

MILKSHAKE™ COVERAGE FEATURES

Milkshake™ provides a broad set of premium and limit options to fit any farm's risk needs and budget

High, Medium and Low THI threshold options unique to each location

Event durations: 7-day (base) with options to purchase more frequent 5-day and 3-day events

THE PERFECT COMPLIMENT

The perfect compliment to your risk management tool box.

MILKSHAKE™

  • Coverage provided for extreme THI conditions causing volume shortfalls and/or lower quality product and/or increased utility or operating costs

  • Simple contract that pays predetermined amount quickly when thresholds are breached

  • Precise location-based weather measurements and unique thresholds for each farm

  • Fast claims reporting & payment process – cash in as little as 7 days from completed loss attestation to carrier

USDA’S DAIRY REVENUE PRODUCT

  • Revenue protection coverage: milk pricing fluctuations
  • Upcoming quarter revenue declared in 5% increments
  • Premiums & coverage based upon milk futures market
  • Payout: actual vs. expected revenue of actual milk product output
  • Doesn’t cover conditions lead to production loss (damage to property, death of cows, lack of feed/water ect.)

ASSET PROTECTION

  • Property damage to barns
  • Suits alleging contaminated milk
  • Accidents involving your vehicles
  • Injured employees